Lilypie - Memorial

Lilypie - Memorial

Lilypie - Trying to Conceive

Saturday, May 2, 2015

A place to call home

I had been house hunting for a few months when my real estate agent told me about a place that fit all my criteria and was close to Seattle. I saw the photos online and was very excited to see it in person, but when I did I fell in love with the house. 4 bedrooms, 2 full bathrooms, 1800 square feet, nice sized yard, garage, gazebo with a hot tub. It was perfect. I got with the lender I had been working with and started the process of getting the pre-approval letter. I started getting to work on all the things he said that I needed in order to get the final approval. I drained my savings, paid things off, and waited for it all to post to my credit so that we could close on the house. That's when we started having problems with the lenders. They were dragging their feet, instead of requesting a rapid rescore, they wanted things to update naturally, well some things take longer than others and that combined with the underwriters not liking my part-time job (even though it's responsible for less than 1/4 of my income) resulted in my not getting a loan. I changed lenders, the new guy is telling me he can make the loan work, I need to do a few more things, he'll do a rapid rescore, but he needs 30 more days added to the closing date. Thanks to the old lenders we had already needed to extend once, so the sellers of the home refused to extend again unless I paid their lot rent for the month of May. Since the seller of the land was refusing to pay closing costs and I was paying more money to fix things, we decided it was just too much and moved on to looking for a new home. I'm currently waiting for my earnest money back. It sucks I really liked that house.

So this past week has been filled with looking at house after house via my agent and redfin. I would find a house I like, but it wouldn't go VA, he'd send me a house that would, but it'd be too small. I am trying to get a house that I can live in forever and a 2 bedroom won't cut it. I got a new email that had a 2 bedroom, really nice outside, the difference between this one and the others is that the basement is partially furnished and adds almost 1000 more square feet to the house. I can live with that. Then last night I was browsing again and saw a new listing. I've fallen in love with the photos, then fell even deeper when I saw it'll go VA. It's a 4/5 bedroom 2 bathroom house with a large yard and 2 car garage. I can't wait until 430. We set up a showing for this weekend. I just really hope that the houses don't let me down, I need a place to call home and raise my rainbow babies.

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